Target offers a lot of different gift cards to its customer prices of which can go as high as $1000. Naturally, you may not be able spend all your gift card money at once. Mybalancenow can come in handy in these cases.
Mybalancenow.com is a website made for Target users to check & manage their target gift cards. It can be used for a balance-check, to know the amount of money left in the card, assigning zip code & changing pin number of your cards.
You don’t need to provide your name or social security number, only things like the card number & the expiry date would be required. It’s a fairly simple way for you to keep tabs on your gift card. It can only used for certain types of Target gift cards. Further information about the Target gift cards & mybalancenow usage is given below:
Features of MyBalanceNow Target Online Portal:
Target Visa and Mastercard Gift cards can be used all over the place in different retail stores, shops petrol pumps across the U.S. & the Washington, DC.
- These cards can also be used for online purchases albeit from retailer and companies belonging to the U.S. or the district of Columbia.
- Target Visa & MasterCard debit, so, they are usable in any place that allows Visa & Mastercard debit transaction.
- They’re non-rechargeable cards. No personal detail is asked for you to use this debit cards, so, what you can buy from them is not affected by your credit score or history.
- You can use these card multiple times; it is not required to spend all your gift card balance in a single purchase.
- That is why there is a way for you to check the remaining balance on your card in the form of mybalancenow.
Types of Target Gift Cards
Target gift cards are of many types but the ones that concern us right now are only three, as, these are mainly the ones for whom you can check your balance on mybalancenow.com.
- TargetTM Visa® Gift Card
- ATargetTM Visa® Prepaid Gift Card
- TargetTM Mastercard® Gift Card
What you Need to Start With MyBalanceNow:
Mybalancenow is a card managing website made for Target debit gift cards where you can check the balance on your card, assign it a zip code or change its pin address online.
It is a really handy tool to use when shopping on your gift card as the you or the retailer can not automatically know amount of balance remaining on your gift card. So, it saves you a lot of embarrassment as you can check your balance before hand while making a purchase.
It also lets you manage the security feature of your card like zip & pin code. The site is not a place for you to report the theft of your card or any irregularities in your balance. For that, you need to call their helpline number: 1-800-698-4952.
MyBalanceNow Registration Process:
By Clicking on the Link you will be on the Gateway to Register at Mybalancenow Instantly.
MyBalanceNow Instant Log in Process:
By Clicking on the Link you will be on the Gateway to Login Mybalancenow Instantly.
Managing your Zip code & PIN number:
Zip code is used by some retailers as an additional security feature while checking out. To assign a Zip code to your gift card, you need to:
- Log-in to mybalancenow site.
- Choose the ‘Manage Card’ option, &, assign a zip code to your card or change the previous one.
PIN code change require a similar procedure.
- On your card account, go to ‘Manage PIN’.
- Here, you can clear your previous PIN.
- You can not enter a new PIN on you account but you can do that on the next transaction you make with your card which will act as a future PIN for rest of your transactions. That is, unless, you change it again!
A PIN is also not a required feature to use your Target gift card. But it is a good security feature that you can use if you want to go the extra way. The PIN code doesn’t provide any real protection against theft as the next can also change the PIN code as easily as you.
Protecting Your Card against Theft
Write down the card number, expiry date & other details of your card in a separate place along with the helpline. The only way you can recover card is if you have these details. For card recovery, you need to dial the Target helpline number 1-800-698-4952.
You will be asked details about your card for verification. If they check out, your previous card will be shut down & you will be issued a new card with the same amount of balance remaining in the previous one. There are no charges for issuing or delivery of the new card, but the card will be replaced only if it had some balance remaining in it.
Target Gift Card Rates and Fees
When purchasing the gift card, you will have to pay equal to the amount you want as balance in your, plus, the gift card fee. This fee is taken only once at the time of purchase. There are no additional fees whatsoever that are charged by Target on your gift card. The purchase can vary depending on the value of the card you’re buying. For Instance
|Card Value||Purchase Fees|
Once, this initial payment has been made, you don’t need to worry about paying anymore to the Target store, even when getting issued a new card to replace the previous one.
Target Gift Card Expiry Policy
Target Visa & Mastercard gift cards do have an expiry date. But this expiry date only applies to the card itself. The funds in the card do not get expired & can be used indefinitely until they run out.
In order to get a new card to replace the expired one, you need to call the customer service at: 1-800-698-4952. Again, there is no fee for a card replacement. Your funds will simply be transferred to a new card number and that new card will be delivered to you for use.
More About Target Gift Cards
Target gift cards come in various shapes & forms. There are physical gift cards, e-gift cards and mobile gift cards.
E-Gift Card VS Mobile Gift Card
The main difference between these two gift card is their method of delivery. Mobile gift cards are sent on your mobile while the e-gift card is sent through the mail. Mobile gift cards are usually delivered in the form of a text message containing the link to the gift card.
It usually requires additional service charges for sending the text. Both cards can be delivered within 4 hours of the order or they can be booked up to 3 months in advance.
Visa & Mastercard Gift Card
These are special gift cards by the Bancorp Bank or MetaBank® pursuant in association with Target Inc. These gift cards differ from other Target gift cards in that they are non-rechargeable, can be used outside of the Target stores and have a valid thru expiry date after which a new card has to be issued by the bank.
The feature that makes them unique than other debit and credit card is the lack of personal and financial details you need to provide in order to use this card.
More About Target
Target is one of the biggest retail chains in America coming at number 8th in terms of size. The company was started by George Dayton in in 1902. The first name of the company was Goodfellow Dry Goods, which changed Dayton DRY Goods, Dayton Goods, Dayton-Hudson Corporation & finally to Target.
The company was part of top 50 companies in Fortune 500 in 2018. It is the biggest American company when it comes to charity and Philanthropy. Target spends around 2.1% of its total income, highest in America, in donation and charity works. The percentage the money given also includes earnings from its Target Visa Card, a part of which is given to designated schools selected by the cardholder.
The list of products that are sold under Target include furniture, beauty, electronics, health products, footwear, apparels, jewelry, garden and pet supplies, accessories, pharmacy and many more.
- For Target Helpline Service for any card related issue, you can contact at: 1-800-698-4952.
- Mailing Address of the Company: Customer Care, PO Box 826, Fortson GA 31808
- For further queries regarding the process, you can visit the site:
To get more information about Gift Card Fraud Prevention, visit: target.com/c/gift-card-fraud-prevention/.